Removing Bad Credit from Your Credit Report
You have an account that's being handled by a collection agency. Did you know that sometimes the collector will agree to remove the debt from your credit report if you agree to pay if off?
"You'd be surprised how many collection agencies will stop credit reporting in exchange for payment," according to John Ulzheimer, President of Consumer Education for SmartCredit.com, based in Costa Mesa, Calif..
Make sure, however, that before you Read More...
Looking for Credit in All the Wrong Places?
If you need credit and canít find anyone to accept you, maybe looking in the wrong places. In order to make sure you preserve your credit history it is important to know the best way to get your next credit card. Your first step, before looking at any credit card offers is to know what your credit score is and what is on your credit history report. There are many places that allow you to gain free credit report access on the internet. After youív Read More...
Credit Cards For People With Bad Credit - Facts
Credit cards for bad credit are certainly not going to be the best credit deals, but credit cards for people with bad credit might be your only option available. The interest on credit cards for people with bad credit are usually much higher than on a regular credit card. These types of credit cards are especially designed for people with a bad credit history and don't qualify for a regular credit card. If you are a young person just starting Read More...